For customers
Finance for the vehicle you want
Tell us what you are looking to finance and how you would like to pay. Your Meridian contact will look at the options across our lender panel and stay with you through to completion.
Finance calculator
What could your monthly payments look like?
Estimated monthly payment
£377.83 / month
£18,000 borrowed over 60 months.
Indicative calculation only, not an offer of finance. Finance is subject to status and lender approval.
Are you a motor dealer? Our finance calculator can also be added to your website. Find out more
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What we finance
Choose your vehicle
Cars
Flexible finance options for new and used cars
Prestige & Performance
Specialist finance for higher-value and performance vehicles
Classic Cars
Finance for classic, collectible and specialist vehicles
Commercial Vehicles
Finance for vans, pickups and commercial vehicles
Asset Finance
Plant, machinery and business equipment
Ways to pay
Finance explained
- Own it at the end
Hire Purchase (HP)
Fixed monthly payments, then the vehicle is yours. Suits anyone planning to keep the vehicle. - Lower monthly payments
Personal Contract Purchase (PCP)
Lower monthlies with a final payment at the end: pay it, refinance it, or hand the vehicle back. - For business
Lease purchase and finance lease
Ways for a business to fund vehicles and equipment while managing cash flow.
A straightforward process
How it works
- 01
Tell us about the vehicle and what you’d like to achieve.
- 02
We discuss your requirements and consider the options available from our lender panel.
- 03
Your dedicated Meridian contact manages the application with you.
- 04
We coordinate completion with you, the lender and supplying dealer.
PCP balloon refinance
Coming to the end of your PCP?
If you’d like to keep your vehicle but don’t want to pay the final balloon payment from savings, refinancing may be an option. Meridian can consider refinancing the outstanding final payment into a new finance agreement, subject to eligibility and lender criteria.
Explore PCP Balloon RefinanceFrequently asked questions
Speak to our team
Tell us what you would like to finance
One of our team will take it from there.