Classic car finance
Finance for classic and collectible cars
Our classic car finance covers vehicles from 1900 to the modern classic. We work with lenders who value a classic on its own merits, not on a standard depreciation curve.
- 1900 to the modern classic
- Specialist lenders
- Dealer, auction or private sale
Finance calculator
What could your monthly payments look like?
Estimated monthly payment
£377.83 / month
£18,000 borrowed over 60 months.
Indicative calculation only, not an offer of finance. Finance is subject to status and lender approval.
Are you a motor dealer? Our finance calculator can also be added to your website. Find out more
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Speak to our team
Found the classic you want?
Tell us about it and one of our team will take it from there.
Why classics need a specialist
Mainstream car finance is built around vehicles that lose value predictably. Classics often do the opposite, and many mainstream lenders will not fund a car over a certain age at all.
The lenders we use for classic cars understand the market. They look at the individual vehicle, its condition and its provenance, which means older and rarer cars can be financed on sensible terms.
Buying at auction or privately
Classics change hands through specialist dealers, at auction and privately. Some lenders can fund all three, and we will tell you up front what is possible for the car you have in mind. If you are bidding at auction, talk to us before the sale so you know your position.
Common questions
Related reading
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Prestige & performance
Prestige & Performance Car Finance
Specialist finance for prestige, performance and high-value cars, arranged by Meridian Finance. Balloon structures, longer terms and lenders who understand higher-value vehicles.
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Car finance
Car Finance
Car finance for new and used cars of every make, arranged by Meridian Finance, an independent broker established in 1992. Hire purchase, PCP and lease purchase from an established lender panel.
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Guide
Can I finance an older car?
Age and mileage limits explained, why lenders care about the vehicle at the end of the term, and the routes available for older and classic vehicles.
Speak to our team
Found the classic you want?
Tell us about it and one of our team will take it from there.