Car finance
Finance for new and used cars
From an everyday hatchback to a family SUV, we arrange finance on all makes and models, from franchised and independent dealers anywhere in the UK.
- All makes and models
- New and used
- A named contact throughout
Finance calculator
What could your monthly payments look like?
Estimated monthly payment
£377.83 / month
£18,000 borrowed over 60 months.
Indicative calculation only, not an offer of finance. Finance is subject to status and lender approval.
Are you a motor dealer? Our finance calculator can also be added to your website. Find out more
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Speak to our team
Tell us about the car
One of our team will come back to you with the options that fit.
Finance built around you
Every package we arrange is built around what you want from the car and what you can comfortably afford each month. We talk it through with you first, then approach the lenders on our panel whose criteria fit.
If you have not found the car yet, we can help with that too, using our network of dealers across the UK to find one with the right specification at the right price.
Which product suits you
| Product | Good for | Worth knowing |
|---|---|---|
| Hire purchase | Owning the car at the end | Higher monthly payments than PCP |
| PCP | Lower monthly payments, flexibility at the end | A final payment is due if you keep the car |
| Lease purchase | Business users wanting ownership | A balloon payment at the end, like PCP |
What you will need
- Proof of identity and address, usually a driving licence and a recent utility bill.
- Three years of address history.
- Employment details, and bank details for the monthly payments.
- Details of the car and the dealer supplying it, once you have chosen.
Common questions
Related reading
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Prestige & performance
Prestige & Performance Car Finance
Specialist finance for prestige, performance and high-value cars, arranged by Meridian Finance. Balloon structures, longer terms and lenders who understand higher-value vehicles.
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Classic car finance
Classic Car Finance
Classic car finance for vehicles from 1900 to the modern classic, arranged by Meridian Finance. Lenders who value classic and collectible vehicles on their own terms.
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Comparison
HP vs PCP: which is right for you?
A side-by-side comparison of hire purchase and PCP — monthly cost, ownership, mileage, flexibility and total cost — so you can pick on facts rather than the monthly figure.
Speak to our team
Tell us about the car
One of our team will come back to you with the options that fit.