Commercial vehicle finance
Finance for vans and commercial vehicles
From a single van to a growing fleet, we arrange finance for sole traders, partnerships and limited companies on vans, pickups, LCVs and HGVs.
- Vans to HGVs
- Sole traders to limited companies
- New and used
Business enquiry
Finance for your business vehicles
Tell us what the business needs and one of our team will come back to you.
Send enquiry Call 01342 301465Business enquiry
Finance for your business vehicles
Our team in East Grinstead are ready to help.
Ways to fund a commercial vehicle
| Product | How it works | Suits |
|---|---|---|
| Hire purchase | Fixed payments, you own it at the end | Businesses that keep vehicles long term |
| Lease purchase | Lower payments with a balloon at the end | Managing monthly cash flow |
| Finance lease | Use of the vehicle for a rental, without ownership | VAT-registered businesses |
| Contract hire | Fixed rental, hand it back at the end | Predictable costs, no resale risk |
The right choice depends on how you account for the vehicle, your VAT position and what you want at the end. We will talk it through with you, and your accountant if you prefer.
What lenders will ask for
- Business details and trading history.
- Recent accounts or bank statements, depending on the amount and the lender.
- Details of the directors or partners.
- The vehicle and the supplying dealer.
Common questions
Business enquiry
Finance for your business vehicles
Tell us what the business needs and one of our team will come back to you.
Related reading
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Asset finance
Asset Finance
Asset finance for plant, machinery and business equipment, arranged by Meridian Finance. Hire purchase, lease purchase and finance lease to spread the cost and protect cash flow.
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Car finance
Car Finance
Car finance for new and used cars of every make, arranged by Meridian Finance, an independent broker established in 1992. Hire purchase, PCP and lease purchase from an established lender panel.
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Guide
Understanding Hire Purchase (HP)
How hire purchase works, what you pay, when you own the vehicle, and the rights you get on a regulated HP agreement.